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Outside of traditional financial institutions, some people also work as independent cambistas, 🔑 often called "black market" or "street" changers. These individuals usually operate in countries with strict currency exchange controls, where there 🔑 is a significant difference between the official and black market exchange rates. They buy currencies from travelers or businesses at 🔑 a lower rate and sell them at a higher rate, making a profit from the spread. However, this type of 🔑 activity is often illegal and can result in severe penalties.