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5 Smart ways to utilise your bonus money

1
Pay off high-interest debts. One must always look for ways to reduce their debt burden. ...
2
Build an emergency fund. ...
3
Invest in a retirement account. ...
4
Invest in career enhancement. ...
5
Save for a down payment.

Here are nine ways to use a bonus to extend its benefits into the new year and beyond.

1
Pay off debt. ...
2
Max out your retirement accounts. ...
3
Invest in an index fund. ...
4
Check in on your emergency fund. ...
5
Contribute to a 529 plan. ...
6
Invest in yourself. ...
7
Move that bonus into a high-yield account quickly. ...
8
Save for your next vacation.
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    • An annual bonus of 5-10% of your yearly salary is standard in a lot of industries, just as a 5-10% annual raise is considered standard. However, if you work on commission, you may see a significantly higher percentage. Your industry, company revenue, location, and level also heavily inform what's expected.
    Performance Bonus: Varies with individual performance and is determined by PM. It ranges from zero to six months and good performers will typically get three months. National Bonus: Based on four socio-economic indicators with equal weights.
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